Deep Dive

Numbers Matter.

What makes a mortgage brokerage great at what they do boils down to two things; the deal you got, and how much you trusted your brokerage throughout the entire process. Here is our undeniable track-record.


400+

5 Star Google Reviews

$3.1M

Dollars Saved by Choosing Kinfolk

1%

Average Interest Savings

550

Families Helped this year

342

Loans Funded In 2023

Our Process is Your Peace of Mind
⸻ Our Unparalled Process

The Kinfolk Process

First Date, Kinda Nervous

This is the stage you’re most likely at; helping us understand what you’re trying to accomplish. The best part, is unlike most lenders, we don’t have to pull your credit to give you a quote and show you the power of wholesale pricing.

In-House Pro's

At Kinfolk, we do all of our processing in-house, so that when we send your file down to underwriting, we move seamlessly and get you closed quickly. Our team of processors are amongst some of the best in the industry boasting over 45 years of combined experience.

Top 100

With over 41,000 Mortgage Brokers in the United States, Kinfolk is in the top 100 with not 1, but two lenders we use to shop the best deal for you. This means, that we get access to the top underwriters in the industry as well. Giving you, unparalleled customer service, and gets you to the closing table, faster.

Industry Leaders

Unveiling what other lenders won't

One of the biggest complaints about the mortgage industry is misinformation, so let's clear a few things up.

The Right to Shop

Over 82% of lenders won't inform you that you have a 45 day window to have any lender have access to your credit report without it impacting your credit score.

Seller Concessions

When buying a home, a little over 87% of buyers are not aware that you can have the closing costs covered by the seller in the form of seller concessions. Most inexperienced agents won't even ask as part of their offer. That's why working with a pro on both fronts, matter.

You Choose the Rate

A staggering 93% of consumers are not aware that YOU, the customer selects the rate that you want. Most lenders/loan officers will simply select the rate that makes their offer the most appealing, rather than what makes the most sense for you.

Don't just take our word for it

⭐⭐⭐⭐⭐

Teri Hazle

This is definitely a 5+ star company! We worked mostly with Kyle, but also Eddy & Casey. These guys are beyond great!! Professional, friendly & very personable! From step 1 to close (and even after) they are there. Making sure you understand everything & are willing to help with anything needed. Always quick to respond, day, evening & weekends, with any questions or needs you may have. If you have any mortgage needs Kinfolk Home Loans is the company for you!!

Read all our reviews

⭐⭐⭐⭐⭐

Brenda Smith

Kyle Sutter is phenomenal. I was a challenging case and he didn’t give up on me. He has literally changed my life and I can never thank him enough. I’m so glad I answered that phone call. I was nervous because he is in Arizona and I’m in Texas, but Kinfolk definitely came through! Give them a chance, they are a quality company.

Read all our reviews

⭐⭐⭐⭐⭐

Alison Wilson

My husband and I would like to give a shout out and thank you to Kyle Sutter for his professionalism, engagement, and thoroughness. I appreciate that Kyle respected our choice and presented several alternatives. Thank you to Eddy Castellano and Kyle Sutter for your attention to details. We look forward to working with Kinfolk Home Loans again.

Read all our reviews

Lets start something amazing together

Our secure web-application is easy to fill out and takes minutes to complete


Kyle Sutter NMLS: 1553149

Kinfolk Home Loans LLC NMLS: 2336233

NMLS Consumer Access